REBUTTALS for UK Mortgage Sell

Are you selling me something?

No sir, I’ m not selling anything. I am calling to make you aware of the fact that interest rates are quite low at this time and we can help you save your money over existing mortgage arrangements.

Where did you get my telephone number from?

We have a research department and have the phone numbers of all the residents in the country.

What is the name of your company and where is based?

It’s a network of independent financial advisers based in London. We deal on behalf of all the major Banks and building societies.

I won’t give my personal details to a stranger over the phone? How safe is it to give you my details?

Sir/ Madam we are registered under the Data Protection Act and all these details will be kept under the strictest of confidence and not used for any other purpose as we are bound by the law.

Send me something through the post, I wan written quotation?

Sir/ Madam First my financial adviser will call you to discuss your specific requirements and then provide you with a written quotation.

What is the interest rate that you will offer?

Sir, It will completely depend on your personal circumstances and the product you choose. But let me assure that with so many products available you will definitely find a better deal for yourself.

If I want finance I can directly approach a Bank?

We are dealing with most of the major bank and building societies and thus can provide you with more choice and options. As we are completely independent, we also have access to some special deals which are not available directly.

I am planning to take loan/ Mortgage but after few months?

Sir/ Madam the interest rate are quite low at this time and they might go up in the future and if you are planning for any loans then this is the best time.

I am tied with my lender for few years; else I have to pay the Penalty.

Sir/ Madam if we are able to help you save a large amount of money, it can take care of your redemption penalty. By the way, how much is the redemption penalty. If equal or less than 1000 continue with the call.

I requir4e finances, but my credit rating is not good?

No problem sir/ madam we specialize in such case and will definitely provide a very good deal.

Give me your number I will give you a call?

Sorry sir, this is an outbound call center and incoming calls are not possible. Moreover, the adviser local to you will provide you will all the details.

I don’t know you why should I talk to a stranger?

Sir/ madam we are completely operating under the UK laws and can help you in saving a lot of money. We close more than 2000 loan and mortgage applications a month.

I don’t do any business on the phone?

Sir we cannot complete the business over the phone. My financial adviser will call you to discuss all your requirements and then send a written quotation if you are satisfied, we will underwrite the deal.

I cannot give you my annual income?

Sir unless we have this information, we cannot determine the maximum loan amount that we can offer you.

If the Customer is a pensioner/ retied

We can offer only personal loan to these prospects, provided their situation meets with the criteria.

If the customer is on income support/ unemployed

Say thanks for your time and end the call

Financial Problem – Need Financial Suggestion

The time of financial crisis and people facing problem with finance. There are no solid suggestion in the world by Finance minister or news paper to escape it. But I have some ideas to resolve the financial problem. As I have already mentioned in my previous post about financial crisis in the post of “Financial Crisis Analysis” and in the post I have given some solid reason of the crisis.

It is very clear that financial crisis is actually crisis of market. The product which has been produced are on very slow sale. The crisis is selling problem of products. How it occurs, I have already mentioned in my previous post.

Here I want to give some suggestion to resolve it. Current system of our world is capitalist system. Capitalist system by its nature produced the product for sale not for use in the conditions the contradictions comes with financial crisis.

Capitalist systems produced the product for market and earn profit but the profit has not been distribute as publicly. The profit goes in the single hand. The contraction creates the gap in society and market in both.

In the one hand we see the money and money but on the other hand only the need. The persons who have money, have no need to use all the things which has been produced. In the other hand the person who have need, money is not there to buy the product.

We know all the money is the equal of all the products of world or a nation. The money is exchange value in my previous post as I mentioned. Here the money distribution is not same with the productions due to gaining profit. In this conditions the production of products accumulate in one place and the money became capital on that place automatically.

I want to say if we produce the product for human society not for market then the problem of financial crisis will solve by itself.

The human society run under a system and currently it is in market system. If we make it social system and people energy work for human being needs fulfillment then it will remove financial problem automatically.

I am talking about financial problem but the problem creates by a system not a person so, the system if change, the financial problem remove automatically.